Texas Credit Card Fraud Laws & Charges + Statute Of Limitation

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Credit card fraud involves acts of fraud relating to using credit cards. Although a modern crime, it is one that is often very difficult to prove, which is why it is believed to be so popular. Prosecutors have to be able to prove that the intent was to receive benefits through the acts of fraud, and this has to be proven beyond reasonable doubt.

There are a number of ways in which these acts can be committed. The most common is using a credit card of which the defendant knows that it is not theirs. However, using an expired, cancelled or revoked card is also fraudulent, as is using the pretended number of a fictitious card. Benefits received by violating the law also come under credit car fraud. Often, the cases related to stealing credit cards with the intent to sell it, use it or transfer it to someone else. Buying a credit card that is known to not be the issue of the credit card is also fraud, as is selling one. Conning someone into using a credit card when they are unable to pay for it themselves also comes under these laws. Finally, being in possession of a credit card that is known not to be the defendants with the intent of using it without permission of the owner is also classed as credit card fraud.

Texas Penalties and Sentences

Credit card fraud is classed as a felony in the state of Texas. Hence, the penalties are a prison sentence of between 180 days and 2 years and/or a fine of up to $10,000. Additionally, retribution may be ordered for the amount that was defrauded.

Texas Credit Card Fraud Penalties

In certain circumstances, such as if the victim is an elderly person, the charge may be increased. In this case, the felony becomes a third degree felony. The penalty here is between two and ten years in prison and/or a fine of up to $10,000, as well as retribution.

Texas Credit Card Fraud Statute of Limitations

The statue of limitations in Texas for credit card fraud is seven years. However, there are circumstances during which the time is tolled or suspended, for instance if the accused is out of state, in prison or otherwise not able to stand charge. Hence, the actual time in which someone can be charged may be much longer. The statute of limitations describe how soon the state can press charges and commence trial against an accused.

Key Texas Credit Card Fraud Cases

Geoffrey Nathan, Esq.

About Geoffrey Nathan, Esq.

Geoffrey G Nathan is a top federal crimes lawyer and Chief Editor of FederalCharges.com. He is a licensed attorney in the Commonwealth of Massachusetts since 1988, admitted to practice in both Federal and State courts. If you have questions about your federal case he can help by calling 877.472.5775.